You're always covered on Zaarly.

The Zaarly Guarantee means guaranteed credit payments, no-hassle refunds, and a team that’s always on your side. No complicated fees or insurance policies. Just amazing coverage, every time.

Zaarly Guarantee Shield

To be fully insured by the Zaarly Guarantee, always communicate through our messaging platform and pay through Zaarly Secure Payments. This helps us keep you safe!

$20,000,000+ Money backed by the Zaarly Guarantee since May 18, 2011.

400,000+ People are backed by the Zaarly Guarantee


No-Hassle Refunds

When something goes wrong, just let us know and we’ll make make it right. It’s as simple as that. You’re backed for up $10,000.

Secure Payments

Payments on Zaarly are simple and safe. All financial transactions are facilitated through our secure system.

We've Got Your Back

Endorsed by Industry Leaders.

Zaarly is backed by TRUSTe, an industry leader in protecting consumers and ensuring secure transactions.

Zaarly, Inc., Online Networking, San Francisco, CA
TRUSTe logo


What does the Zaarly Guarantee cover?

The Zaarly Guarantee covers credit card payments that are processed through the Zaarly payments system. To be fully insured, please remember to communicate through our messaging platform. We are not able to cover any instances where communication or negotiation occurs outside the Zaarly platform.

What does the Zaarly Guarantee not cover?

We will not cover any issues where payments are made in cash, by check, Paypal, or other payment platforms.

How does the Zaarly Guarantee process work?

We hope that your experience on Zaarly is always amazing and hassle-free. If anything goes wrong, Zaarly encourages the buyer and seller to resolve the issue through the Zaarly messaging platform, and by submitting honest reviews when the deal is done.

What should I do before submitting a payment request?
  • Contact the other party through Zaarly to notify them of your concerns. In most cases, our buyers and sellers resolve issues on their own.
  • If you are not able to reach a decision with the other party, the case may be escalated for review by the Zaarly team.
  • You can file a report within 30 days of receiving a Zaarly transaction receipt.
How do I submit a Zaarly Guarantee payment request?

To submit a request send us a note at [email protected] or send a message to our live agents during business hours at

What will happen after I submit a Zaarly Guarantee payment request?

If a case is escalated for review by Zaarly, our team will determine the resolution for the dispute.

For eligible transactions paid with a credit card via direct checkout, Zaarly may issue a refund to the buyer from the payment source on file for the seller to cover the refund.

How long will it take for my payment request to be processed?

Our goal is to respond to every payments request within 24 hours. In most cases, payment disputes are completely resolved within one week of their submission.